An Appeal
Next time you use a cotton bud......

Think of the farmer who is in deep debts with his moneylender
Yes, Most farmers need credit to grow cotton but have no access to it apart from borrowing it at a huge interest from money lenders. With vagaries of the monsoon and high costs of input required for cotton farms, many familes in the villages of Maharashtra are stuck in a cycle of debt.
Born in Debt, Living in Debt and Dying in Debt....
Do we allow this to continue?
Yes, Most farmers need credit to grow cotton but have no access to it apart from borrowing it at a huge interest from money lenders. With vagaries of the monsoon and high costs of input required for cotton farms, many familes in the villages of Maharashtra are stuck in a cycle of debt.
Born in Debt, Living in Debt and Dying in Debt....
Do we allow this to continue?
Meet Sundarnath Wani

Sundarnath Wani has been growing cotton year on year for the past seven years. He is aware that this causes his farm to give low yield progressively but with his small land holding, he cannot afford to follow better farming practices.
To ensure he has a successful harvest for the year, he needs to invest in his farm. But like many others he has no easy access to credit. Hence he turns to the local money lender who charges 25% p.m. requiring him to pay more than twice the amount he loaned in a year.
To ensure he has a successful harvest for the year, he needs to invest in his farm. But like many others he has no easy access to credit. Hence he turns to the local money lender who charges 25% p.m. requiring him to pay more than twice the amount he loaned in a year.
We have a solution

We provide loans to villagers that enables them to come out of the debt cycle and become self sustainable. At an interest rate of 10% a year, Sundarnath Wani now owes nothing to any money lender. He has been able to install better technology in his farms and has been making profits.
You can give our farmers a chance at living with dignity.
Giving our farmers credit at the right time empowers them to stand on their own feet. Ask Us. Every farmer who has received a loan has paid us back in time. We have consistently recovered 100% of the loans as per scheduled repayment. As we have received one time funding so far, we have been unable to revolve the principle amount. We are hence not in a position to cater the needs of other farmers. There are more than 100 applications with us for the support.
Support our farmers
This will enable us to provide loans to our farmers at low interest rates and not just support 1 life but many others in the village as we revolve it over and over again. Click Here to contribute now.
You can give our farmers a chance at living with dignity.
Giving our farmers credit at the right time empowers them to stand on their own feet. Ask Us. Every farmer who has received a loan has paid us back in time. We have consistently recovered 100% of the loans as per scheduled repayment. As we have received one time funding so far, we have been unable to revolve the principle amount. We are hence not in a position to cater the needs of other farmers. There are more than 100 applications with us for the support.
Support our farmers
This will enable us to provide loans to our farmers at low interest rates and not just support 1 life but many others in the village as we revolve it over and over again. Click Here to contribute now.